Public Service Loan Forgiveness

  Alert!

Beginning May 1, 2024 the U.S. Department of Education (ED) will transition the Public Service Loan Forgiveness (PSLF) Program from MOHELA to ED via StudentAid.gov. To allow for the transition of the PSLF Program to StudentAid.gov, the processing of all PSLF documentation will be temporarily paused beginning May 1, 2024. The processing pause is expected to last into July 2024. For more information, please visit StudentAid.gov/streamlining.

The Public Service Loan Forgiveness (PSLF) Program allows you to receive forgiveness of the remaining balance of your Direct Loans after you have made 120 qualifying monthly payments while working full time for a qualifying employer.

Federal Family Education Loan (FFEL) program loans and Perkins loans do not qualify for PSLF. However, they may become eligible with Direct Consolidation. To learn more about consolidation visit Studentaid.gov/loan-consolidation.

Visit studentaid.gov/publicservice to learn more about how to apply for PSLF or to use the PSLF Help Tool to complete your PSLF form online.